TY - JOUR

T1 - Personality traits of phone fraud victims

AU - Pervushina, O. N.

AU - Fedorov, A. A.

N1 - Публикация для корректировки.

PY - 2022

Y1 - 2022

N2 - The article presents the results of the study of personality traits of phone fraud victims. A total of 374 people participated in the study. Approximately 86% of the study participants (N = 321) had experienced fraud attempts, of which 18% (N = 57) had been deceived by fraudsters. Vishing victims were found to have higher levels of agreeableness, lower levels of emotional stability, higher levels of gullibility, and higher levels of suggestibility compared to those who managed to avoid being cheated. Although the same personality traits are more characteristic of women than of men, nevertheless, the percentage of deceived women is not statistically significantly different from the percentage of deceived men. There are also no age differences between those who were victims of fraud and those who managed to avoid being cheated. At the same time, the older a person is, the more certain he or she is that the person himself or herself is to blame for being cheated. The constructed predictive models were significant for agreeableness and gullibility. These models are characterized by high specificity, but low sensitivity, which does not allow us to consider these personality traits as predictors of a person actually being deceived. Rather, it is more likely that low agreeableness and low gullibility reduce the risk of being deceived. It is concluded that an important aspect of working with potential victims of vishing is improving financial literacy and developing behavioral skills that reduce the risk of being manipulated by cyberfraudsters.

AB - The article presents the results of the study of personality traits of phone fraud victims. A total of 374 people participated in the study. Approximately 86% of the study participants (N = 321) had experienced fraud attempts, of which 18% (N = 57) had been deceived by fraudsters. Vishing victims were found to have higher levels of agreeableness, lower levels of emotional stability, higher levels of gullibility, and higher levels of suggestibility compared to those who managed to avoid being cheated. Although the same personality traits are more characteristic of women than of men, nevertheless, the percentage of deceived women is not statistically significantly different from the percentage of deceived men. There are also no age differences between those who were victims of fraud and those who managed to avoid being cheated. At the same time, the older a person is, the more certain he or she is that the person himself or herself is to blame for being cheated. The constructed predictive models were significant for agreeableness and gullibility. These models are characterized by high specificity, but low sensitivity, which does not allow us to consider these personality traits as predictors of a person actually being deceived. Rather, it is more likely that low agreeableness and low gullibility reduce the risk of being deceived. It is concluded that an important aspect of working with potential victims of vishing is improving financial literacy and developing behavioral skills that reduce the risk of being manipulated by cyberfraudsters.

KW - Big Five

KW - cyber fraud

KW - gullibility

KW - phone fraud

KW - suggestibility

KW - vishing

UR - https://www.elibrary.ru/item.asp?id=49909372

UR - https://www.scopus.com/record/display.uri?eid=2-s2.0-85162002566&origin=inward&txGid=05c997a7bde5563128b6c54d64ca5a36

UR - https://www.mendeley.com/catalogue/33bacd0f-fec0-377c-b896-59860ecafa55/

M3 - Article

VL - 68

SP - 92

EP - 103

JO - Voprosy Psikhologii

JF - Voprosy Psikhologii

SN - 0042-8841

IS - 3

ER -